Credit Education

Articles brought to you by Ollo and authored by Shannon McLay, Personal Finance Expert and Published Author.


What is a FICO Score?

You may have seen the term “FICO® Score” thrown around and wondered “What does that actually mean?” A FICO Score is a three-digit representation of your “creditworthiness” — or an estimate...

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How fit is my FICO Score?

FICO® Scores, which are used by many lenders for their credit decisions, fall within the range of 300-850. But what is a fit FICO Score? Read on to learn more about...

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How do I establish credit?

There are a number of factors that go into calculating your credit score; however, roughly half of your FICO® Score is made up of two elements: your payment history...

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What's a credit bureau?

All credit scores are based on information from credit reporting agencies or credit bureaus, yet it seems as though you don’t hear much information on what these bureaus are and how to work with...

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How is my FICO Score calculated?

Credit scores can seem confusing, but there’s actually a formula for how they are calculated. FICO® takes the information provided on your credit reports...

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Credit card security and protection

It seems that almost every day you read a story online or in the newspaper about another security breach where credit card data is compromised and it’s easy...

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How do I leverage my credit to get money back?

There are various types of credit cards available to users. The most common type is an unsecured credit card where the lender...

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5 Credit Myths

When it comes to credit, there’s so much information out there. It’s hard to decide what is fact or fiction. Unfortunately, there are a lot of credit myths that people believe to be true. We’re here to break down...

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A simple path to financial fitness

Getting financially fit is a much more complicated process than getting physically fit. The biggest reason is that most people know what weight or body type...

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